How to (basically) get Spotify Premium for Free

Spotify is such an amazing app, I use it almost daily. Spotify with ads is a joke, I love music too much to have my beloved Taylor Swift interrupted with ads for car insurance.  

Spotify Premium costs around $/£/EUR 10 per month. I can’t imagine not having Spotify Premium but subscriptions like these add up over time. 

I’ve found the best (legal) loophole to getting Spotify Premium for free**. 

Enter crypto.com – one of the leading cryptocurrency exchanges.

Free Spotify (How To)

Crypto.com offer a Visa Debit card to customers. Depending on the card tier you select you get a 100% Spotify rebate each and every month. 

You are rebated in the form of crypto.com’s token CRO. To be clear you are still paying for Spotify but immediately given a cashback based on the prevailing value of CRO. So if CRO’s exchange rate falls you’ll be rebated more (vice versa). 

You can then sell these CRO tokens immediately for most established cryptocurrencies like Bitcoin or Ethereum, convert into fiat currency or continue to hold CRO – it’s up to you. 

How to Qualify for a Crypto.com card?

Crypto.com have a few tier options

  • Might Blue 1%

  • Ruby Steel 2%

  • Royal Indigo & Jade Green 3%

  • Frosted Rose Gold & Icy White 5%

  • Obsidian 8%

To qualify for the Spotify rebate you need to stake at least US $400 worth of CRO for six months – which involves purchasing CRO and then locking it up.

The minimum threshold for Spotify rebate is $400, meaning if CRO exchange rates stay flat, it will take you ~40 months to break even on your original stake. You only need to hold your stake for 6 months and can then release those funds, keep your card, keep getting the Spotify rebate and enjoy those tunes.  

Using the Card 

To use your crypto.com Visa Debit card you simply load fiat currency onto it. There is no cost to do this. Your Visa Debit card effectively becomes your card you use to pay for things. There’s no surcharge for using this card compared to any other standard card out there. The fx spreads are healthy for cross border transactions.

More Cashback on Offer

Depending on the card tier you have you not only get Spotify Premium cashback, but get cashback on all other purchases. At the rates crypto.com provide even on low tiers you are getting far more than you would from most credit cards (from a UK perspective here). 

Is it worth it?

If you have a passing interest to increase your cryptocurrency exposure this could be a great catalyst for you to start on your journey. Crypto.com are one of the leading exchanges with deep liquidity, wide range of token swaps and a remarkably fast customer support team. 

A bit of life-admin now will set you up for free** Spotify for the years ahead. 

Crypto.com New User Bonus 

New to crypto.com? 

Use the Suede crypto.com referral link for a US $25 bonus (in the form of CRO) when you sign up and stake ~US$400 of CRO. 

** Free if crypto.com keep this offer. I note this is offer is a few years old so there’s a track record here.

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